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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,807 | $160,070+13.0% | $147,117+22.9% | $145,897+23.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 16.75% | 98.69%-81.9pp | 420.54%-403.8pp | 552.29%-535.5pp |
| Employer contribution / active EE | $3,159 | $5,285-40.2% | $4,932-36.0% | $4,663-32.3% |
| Participant deferral / active EE | $10,480 | $8,419+24.5% | $8,065+29.9% | $6,689+56.7% |
| Admin fee / account holder | $21,098 | $15,035+40.3% | $12,993+62.4% | $13,390+57.6% |