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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,941 | $185,883+104.9% | $170,043+124.0% | $139,466+173.1% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 25.92% | 60.54%-34.6pp | 53.40%-27.5pp | 373.66%-347.7pp |
| Employer contribution / active EE | $7,884 | $7,596+3.8% | $6,790+16.1% | $4,754+65.8% |
| Participant deferral / active EE | $18,122 | $11,626+55.9% | $10,410+74.1% | $6,712+170.0% |
| Admin fee / account holder | $24,425 | $15,393+58.7% | $12,824+90.5% | $11,409+114.1% |