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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,318 | $217,432-50.2% | $185,849-41.7% | $167,536-35.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -2.80% | 148.42%-151.2pp | 122.10%-124.9pp | 478.82%-481.6pp |
| Employer contribution / active EE | $8,031 | $5,875+36.7% | $5,169+55.4% | $4,839+66.0% |
| Participant deferral / active EE | $7,712 | $6,357+21.3% | $5,569+38.5% | $6,342+21.6% |
| Admin fee / account holder | $1,671 | $19,818-91.6% | $16,244-89.7% | $12,315-86.4% |