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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,470 | $175,257-83.2% | $149,717-80.3% | $139,456-78.9% |
| Participation rate | 95.2% | 83.4%+11.8pp | 78.8%+16.5pp | 80.3%+14.9pp |
| Annual return | 21.11% | 166.70%-145.6pp | 134.41%-113.3pp | 373.45%-352.3pp |
| Employer contribution / active EE | $4,787 | $5,477-12.6% | $4,820-0.7% | $4,753+0.7% |
| Participant deferral / active EE | $6,997 | $6,521+7.3% | $5,682+23.1% | $6,711+4.3% |
| Admin fee / account holder | $4,101 | $16,156-74.6% | $13,213-69.0% | $11,407-64.0% |