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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,131 | $85,171+41.0% | $172,753-30.5% | $72,976+64.6% |
| Participation rate | 76.8% | 70.1%+6.8pp | 82.6%-5.8pp | 69.5%+7.4pp |
| Annual return | 8.16% | 27.32%-19.2pp | 803.00%-794.8pp | 81.02%-72.9pp |
| Employer contribution / active EE | $6,246 | $3,324+87.9% | $5,144+21.4% | $2,440+156.0% |
| Participant deferral / active EE | $2,259 | $3,260-30.7% | $5,198-56.5% | $3,608-37.4% |
| Admin fee / account holder | $37,966 | $5,880+545.6% | $13,956+172.1% | $5,124+640.9% |