Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $400 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
RBC WEALTH MANAGEMENT2+ years Service code 49 246 FOUNDERS PARK DR · RAPID CITY, SD 57709 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,229 | $25,723-60.2% | $69,182-85.2% | $55,167-81.5% |
| Participation rate | 28.0% | 39.4%-11.4pp | 55.1%-27.1pp | 69.0%-41.0pp |
| Annual return | 5.81% | 9.56%-3.7pp | -21.93%+27.7pp | 169.23%-163.4pp |
| Employer contribution / active EE | $0 | $480-100.0% | $1,206-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $701 | $963-27.3% | $1,897-63.1% | $3,054-77.1% |
| Admin fee / account holder | $6 | $365-98.3% | $2,697-99.8% | $504-98.8% |