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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,963 | $138,102-11.7% | $125,381-2.7% | $134,532-9.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.05% | 750.73%-762.8pp | 572.31%-584.4pp | 418.27%-430.3pp |
| Employer contribution / active EE | $22,850 | $5,245+335.6% | $4,815+374.5% | $4,741+381.9% |
| Participant deferral / active EE | $10,290 | $7,801+31.9% | $7,448+38.2% | $6,401+60.8% |
| Admin fee / account holder | $1,441 | $11,568-87.5% | $10,007-85.6% | $11,429-87.4% |