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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,981 | $124,346-35.7% | $111,308-28.1% | $167,536-52.3% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 8.76% | 37.45%-28.7pp | 54.67%-45.9pp | 478.82%-470.1pp |
| Employer contribution / active EE | $6,403 | $3,437+86.3% | $2,732+134.4% | $4,839+32.3% |
| Participant deferral / active EE | $6,240 | $5,182+20.4% | $4,487+39.1% | $6,342-1.6% |
| Admin fee / account holder | $61,255 | $10,621+476.7% | $7,965+669.0% | $12,315+397.4% |