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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,396 | $167,522-40.7% | $151,639-34.5% | $134,532-26.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -46.79% | 7.81%-54.6pp | 3.34%-50.1pp | 418.27%-465.1pp |
| Employer contribution / active EE | $2,662 | $6,828-61.0% | $6,165-56.8% | $4,741-43.9% |
| Participant deferral / active EE | $8,629 | $8,986-4.0% | $8,363+3.2% | $6,401+34.8% |
| Admin fee / account holder | $1,248 | $13,780-90.9% | $11,613-89.3% | $11,429-89.1% |