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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,494 | $93,064-87.6% | $74,577-84.6% | $273,972-95.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 4.33% | 26.18%-21.9pp | 20.47%-16.1pp | 41.46%-37.1pp |
| Employer contribution / active EE | $3,556 | $3,160+12.5% | $2,525+40.8% | $4,869-27.0% |
| Participant deferral / active EE | $1,468 | $4,160-64.7% | $3,458-57.6% | $5,287-72.2% |
| Admin fee / account holder | $718 | $5,273-86.4% | $4,138-82.6% | $10,133-92.9% |