Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,564 | $57,352-78.1% | $83,831-85.0% | $64,173-80.4% |
| Participation rate | 28.6% | 68.6%-40.0pp | 76.1%-47.6pp | 69.6%-41.0pp |
| Annual return | -13.93% | 11.38%-25.3pp | 850.99%-864.9pp | 7.63%-21.6pp |
| Employer contribution / active EE | $696 | $2,546-72.7% | $3,631-80.8% | $2,381-70.8% |
| Participant deferral / active EE | $961 | $2,993-67.9% | $4,082-76.5% | $3,470-72.3% |
| Admin fee / account holder | $493 | $4,046-87.8% | $5,479-91.0% | $4,887-89.9% |