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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,065 | $121,677+128.5% | $104,625+165.8% | $158,966+74.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | -26.95% | 465.58%-492.5pp | 340.60%-367.6pp | 302.95%-329.9pp |
| Employer contribution / active EE | $5,911 | $3,165+86.8% | $2,681+120.5% | $4,762+24.1% |
| Participant deferral / active EE | $4,058 | $4,175-2.8% | $3,738+8.6% | $5,983-32.2% |
| Admin fee / account holder | $1,736 | $7,777-77.7% | $6,465-73.1% | $11,250-84.6% |