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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,924 | $138,075-79.8% | $123,552-77.4% | $135,379-79.4% |
| Participation rate | 85.0% | 84.7%+0.3pp | 82.3%+2.7pp | 82.6%+2.4pp |
| Annual return | 4.89% | 153.70%-148.8pp | 119.20%-114.3pp | 519.79%-514.9pp |
| Employer contribution / active EE | $2,289 | $5,152-55.6% | $4,628-50.5% | $4,779-52.1% |
| Participant deferral / active EE | $5,999 | $6,800-11.8% | $6,426-6.6% | $5,609+6.9% |
| Admin fee / account holder | $557 | $10,917-94.9% | $9,285-94.0% | $10,828-94.9% |