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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,598 | $114,013+133.0% | $103,693+156.1% | $155,188+71.1% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 17.47% | 49.31%-31.8pp | 47.61%-30.1pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,647 | $3,131-47.4% | $2,920-43.6% | $4,248-61.2% |
| Participant deferral / active EE | $9,702 | $4,970+95.2% | $4,579+111.9% | $6,531+48.5% |
| Admin fee / account holder | $0 | $8,407-100.0% | $7,858-100.0% | $14,480-100.0% |