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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,685 | $72,404-77.0% | $110,243-84.9% | $64,173-74.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -8.72% | -6.29%-2.4pp | 314.76%-323.5pp | 7.63%-16.4pp |
| Employer contribution / active EE | $3,086 | $2,282+35.3% | $3,827-19.4% | $2,381+29.6% |
| Participant deferral / active EE | $2,209 | $3,469-36.3% | $4,672-52.7% | $3,470-36.3% |
| Admin fee / account holder | $364 | $5,664-93.6% | $8,548-95.7% | $4,887-92.6% |