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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,625 | $64,359+48.6% | $90,161+6.1% | $70,124+36.4% |
| Participation rate | 42.5% | 70.4%-27.9pp | 76.9%-34.4pp | 69.5%-27.0pp |
| Annual return | 16.89% | 28.13%-11.2pp | 34.89%-18.0pp | 73.14%-56.3pp |
| Employer contribution / active EE | $688 | $2,046-66.4% | $3,318-79.3% | $2,342-70.6% |
| Participant deferral / active EE | $3,119 | $4,389-28.9% | $5,287-41.0% | $3,332-6.4% |
| Admin fee / account holder | $7,604 | $3,945+92.8% | $5,943+27.9% | $4,645+63.7% |