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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,390 | $185,312+36.2% | $161,489+56.3% | $154,746+63.1% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 6.65% | 103.84%-97.2pp | 89.72%-83.1pp | 172.34%-165.7pp |
| Employer contribution / active EE | $4,486 | $4,769-5.9% | $4,268+5.1% | $4,379+2.4% |
| Participant deferral / active EE | $13,395 | $6,350+111.0% | $5,630+137.9% | $6,730+99.0% |
| Admin fee / account holder | $41 | $18,654-99.8% | $16,006-99.7% | $14,365-99.7% |