Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,664 | $93,617-83.3% | $135,982-88.5% | $75,177-79.2% |
| Participation rate | 53.5% | 75.2%-21.7pp | 81.9%-28.4pp | 67.2%-13.7pp |
| Annual return | 17.16% | 30.89%-13.7pp | 68.32%-51.2pp | 160.75%-143.6pp |
| Employer contribution / active EE | $1,508 | $3,538-57.4% | $4,859-69.0% | $2,671-43.6% |
| Participant deferral / active EE | $1,585 | $6,406-75.3% | $7,760-79.6% | $4,126-61.6% |
| Admin fee / account holder | $7,231 | $6,980+3.6% | $10,767-32.8% | $5,651+28.0% |