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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,542 | $103,038-37.4% | $90,324-28.5% | $152,909-57.8% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 30.08% | 95.25%-65.2pp | 78.15%-48.1pp | 345.46%-315.4pp |
| Employer contribution / active EE | $4,107 | $3,141+30.8% | $2,856+43.8% | $4,764-13.8% |
| Participant deferral / active EE | $7,873 | $4,282+83.9% | $3,885+102.6% | $5,851+34.6% |
| Admin fee / account holder | $756 | $6,177-87.8% | $5,356-85.9% | $11,601-93.5% |