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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,970 | $76,608-2.1% | $56,077+33.7% | $145,877-48.6% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 12.91% | 3009.59%-2996.7pp | 1709.28%-1696.4pp | 551.28%-538.4pp |
| Employer contribution / active EE | $65 | $1,382-95.3% | $1,040-93.8% | $4,663-98.6% |
| Participant deferral / active EE | $2,556 | $2,624-2.6% | $1,954+30.8% | $6,691-61.8% |
| Admin fee / account holder | $340 | $3,325-89.8% | $2,825-88.0% | $13,402-97.5% |