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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,368 | $209,422-61.6% | $178,503-55.0% | $158,982-49.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.04% | 188.81%-171.8pp | 151.12%-134.1pp | 302.99%-286.0pp |
| Employer contribution / active EE | $13,515 | $5,707+136.8% | $5,011+169.7% | $4,763+183.7% |
| Participant deferral / active EE | $10,460 | $5,955+75.7% | $5,202+101.1% | $5,983+74.8% |
| Admin fee / account holder | $8,560 | $17,079-49.9% | $13,987-38.8% | $11,252-23.9% |