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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,246 | $183,592-0.2% | $155,574+17.8% | $145,877+25.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.26% | 61.37%-49.1pp | 64.87%-52.6pp | 551.28%-539.0pp |
| Employer contribution / active EE | $15,094 | $5,317+183.9% | $4,676+222.8% | $4,663+223.7% |
| Participant deferral / active EE | $16,176 | $6,466+150.2% | $5,629+187.4% | $6,691+141.8% |
| Admin fee / account holder | $6,477 | $19,316-66.5% | $15,914-59.3% | $13,402-51.7% |