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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,692 | $138,102-87.2% | $125,381-85.9% | $134,532-86.8% |
| Participation rate | 76.9% | 84.5%-7.6pp | 82.4%-5.5pp | 81.2%-4.3pp |
| Annual return | -22.10% | 750.73%-772.8pp | 572.31%-594.4pp | 418.27%-440.4pp |
| Employer contribution / active EE | $2,730 | $5,245-47.9% | $4,815-43.3% | $4,741-42.4% |
| Participant deferral / active EE | $8,363 | $7,801+7.2% | $7,448+12.3% | $6,401+30.6% |
| Admin fee / account holder | $4,968 | $11,568-57.1% | $10,007-50.4% | $11,429-56.5% |