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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,862 | $57,330-34.0% | $86,656-56.3% | $75,177-49.6% |
| Participation rate | 75.0% | 63.2%+11.8pp | 71.7%+3.3pp | 67.2%+7.8pp |
| Annual return | 15.46% | 2675.40%-2659.9pp | 593.09%-577.6pp | 160.75%-145.3pp |
| Employer contribution / active EE | $2,733 | $2,316+18.0% | $3,025-9.7% | $2,671+2.3% |
| Participant deferral / active EE | $6,177 | $3,320+86.0% | $4,439+39.1% | $4,126+49.7% |
| Admin fee / account holder | $1,843 | $4,115-55.2% | $5,619-67.2% | $5,651-67.4% |