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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,908 | $138,076-34.2% | $123,553-26.4% | $135,380-32.8% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -8.47% | 153.70%-162.2pp | 119.21%-127.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $16,218 | $5,152+214.8% | $4,628+250.4% | $4,779+239.4% |
| Participant deferral / active EE | $7,558 | $6,800+11.2% | $6,426+17.6% | $5,609+34.8% |
| Admin fee / account holder | $359 | $10,917-96.7% | $9,284-96.1% | $10,828-96.7% |