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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,573 | $100,805+37.5% | $86,698+59.8% | $134,532+3.0% |
| Participation rate | 50.0% | 79.0%-29.0pp | 76.6%-26.6pp | 81.2%-31.2pp |
| Annual return | -18.87% | 29.09%-48.0pp | 35.95%-54.8pp | 418.27%-437.1pp |
| Employer contribution / active EE | $392 | $3,490-88.8% | $2,837-86.2% | $4,741-91.7% |
| Participant deferral / active EE | $1,944 | $5,339-63.6% | $4,656-58.3% | $6,401-69.6% |
| Admin fee / account holder | $77 | $10,925-99.3% | $7,493-99.0% | $11,429-99.3% |