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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,164 | $138,076-86.1% | $123,553-84.5% | $135,380-85.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.04% | 153.70%-161.7pp | 119.21%-127.2pp | 519.81%-527.8pp |
| Employer contribution / active EE | $2,470 | $5,152-52.1% | $4,628-46.6% | $4,779-48.3% |
| Participant deferral / active EE | $11,100 | $6,800+63.3% | $6,426+72.7% | $5,609+97.9% |
| Admin fee / account holder | $633 | $10,917-94.2% | $9,284-93.2% | $10,828-94.2% |