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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,402 | $154,228-56.3% | $145,433-53.7% | $137,256-50.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.05% | 74.59%-57.5pp | 66.58%-49.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,343 | $4,804-72.0% | $4,554-70.5% | $4,156-67.7% |
| Participant deferral / active EE | $6,535 | $8,216-20.5% | $7,897-17.2% | $6,407+2.0% |
| Admin fee / account holder | $1,482 | $14,344-89.7% | $13,129-88.7% | $12,270-87.9% |