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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,061 | $115,814+27.0% | $101,275+45.2% | $158,982-7.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.01% | 56.16%-40.1pp | 46.48%-30.5pp | 302.99%-287.0pp |
| Employer contribution / active EE | $1,892 | $4,176-54.7% | $3,660-48.3% | $4,763-60.3% |
| Participant deferral / active EE | $3,678 | $4,958-25.8% | $4,371-15.8% | $5,983-38.5% |
| Admin fee / account holder | $596 | $7,249-91.8% | $5,948-90.0% | $11,252-94.7% |