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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,698 | $157,304-50.0% | $141,197-44.3% | $152,909-48.5% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 22.05% | 64.34%-42.3pp | 71.41%-49.4pp | 345.46%-323.4pp |
| Employer contribution / active EE | $5,471 | $5,263+4.0% | $4,736+15.5% | $4,764+14.8% |
| Participant deferral / active EE | $5,010 | $7,111-29.5% | $6,710-25.3% | $5,851-14.4% |
| Admin fee / account holder | $659 | $12,126-94.6% | $10,265-93.6% | $11,601-94.3% |