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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,235 | $85,171+60.0% | $172,753-21.1% | $72,976+86.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.42% | 27.32%-3.9pp | 803.00%-779.6pp | 81.02%-57.6pp |
| Employer contribution / active EE | $5,011 | $3,324+50.7% | $5,144-2.6% | $2,440+105.4% |
| Participant deferral / active EE | $3,222 | $3,260-1.2% | $5,198-38.0% | $3,608-10.7% |
| Admin fee / account holder | $1,241 | $5,880-78.9% | $13,956-91.1% | $5,124-75.8% |