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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,173 | $121,701-79.3% | $104,639-75.9% | $158,982-84.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | -12.79% | 465.72%-478.5pp | 340.67%-353.5pp | 302.99%-315.8pp |
| Employer contribution / active EE | $2,134 | $3,165-32.6% | $2,682-20.4% | $4,763-55.2% |
| Participant deferral / active EE | $2,506 | $4,176-40.0% | $3,738-32.9% | $5,983-58.1% |
| Admin fee / account holder | $34,881 | $7,778+348.5% | $6,465+439.5% | $11,252+210.0% |