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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,393 | $180,466-25.5% | $154,114-12.8% | $135,382-0.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.17% | 888.15%-891.3pp | 735.16%-738.3pp | 519.77%-522.9pp |
| Employer contribution / active EE | $7,959 | $6,035+31.9% | $5,298+50.2% | $4,779+66.5% |
| Participant deferral / active EE | $8,700 | $5,806+49.8% | $5,081+71.2% | $5,609+55.1% |
| Admin fee / account holder | $525 | $16,144-96.7% | $13,411-96.1% | $10,829-95.2% |