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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,992 | $217,432-14.5% | $185,849+0.1% | $167,536+11.0% |
| Participation rate | 44.4% | 86.1%-41.6pp | 81.7%-37.3pp | 82.1%-37.7pp |
| Annual return | 37.91% | 148.42%-110.5pp | 122.10%-84.2pp | 478.82%-440.9pp |
| Employer contribution / active EE | $1,608 | $5,875-72.6% | $5,169-68.9% | $4,839-66.8% |
| Participant deferral / active EE | $3,121 | $6,357-50.9% | $5,569-43.9% | $6,342-50.8% |
| Admin fee / account holder | $24 | $19,818-99.9% | $16,244-99.9% | $12,315-99.8% |