Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,000 | $65,367-80.1% | $92,915-86.0% | $72,976-82.2% |
| Participation rate | 51.9% | 68.3%-16.5pp | 76.0%-24.2pp | 69.5%-17.6pp |
| Annual return | 38.70% | 42.11%-3.4pp | 109.45%-70.7pp | 81.02%-42.3pp |
| Employer contribution / active EE | $572 | $2,594-77.9% | $3,653-84.3% | $2,440-76.6% |
| Participant deferral / active EE | $1,951 | $3,128-37.6% | $4,238-54.0% | $3,608-45.9% |
| Admin fee / account holder | $1,101 | $4,251-74.1% | $5,796-81.0% | $5,124-78.5% |