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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,690 | $57,305-62.1% | $86,640-75.0% | $75,173-71.1% |
| Participation rate | 68.0% | 63.2%+4.8pp | 71.7%-3.7pp | 67.2%+0.8pp |
| Annual return | 18.02% | 2674.24%-2656.2pp | 592.52%-574.5pp | 160.72%-142.7pp |
| Employer contribution / active EE | $2,075 | $2,316-10.4% | $3,024-31.4% | $2,671-22.3% |
| Participant deferral / active EE | $3,373 | $3,320+1.6% | $4,438-24.0% | $4,126-18.3% |
| Admin fee / account holder | $2,158 | $4,116-47.6% | $5,616-61.6% | $5,651-61.8% |