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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,584 | $88,815-72.3% | $81,882-70.0% | $145,897-83.2% |
| Participation rate | 85.0% | 75.1%+9.9pp | 72.4%+12.6pp | 80.3%+4.7pp |
| Annual return | 12.89% | 1033.75%-1020.9pp | 779.47%-766.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $2,151 | $3,086-30.3% | $2,916-26.2% | $4,663-53.9% |
| Participant deferral / active EE | $3,521 | $4,647-24.2% | $4,323-18.6% | $6,689-47.4% |
| Admin fee / account holder | $672 | $8,434-92.0% | $7,360-90.9% | $13,390-95.0% |