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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,556 | $72,071-46.5% | $68,368-43.6% | $137,256-71.9% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 32.04% | 353.14%-321.1pp | 292.57%-260.5pp | 220.34%-188.3pp |
| Employer contribution / active EE | $2,014 | $2,788-27.7% | $2,649-24.0% | $4,156-51.5% |
| Participant deferral / active EE | $3,264 | $4,410-26.0% | $4,123-20.8% | $6,407-49.1% |
| Admin fee / account holder | $1,852 | $5,336-65.3% | $5,150-64.0% | $12,270-84.9% |