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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,765 | $48,432-88.1% | $121,210-95.2% | $71,529-91.9% |
| Participation rate | 92.2% | 54.3%+37.9pp | 69.5%+22.6pp | 67.9%+24.3pp |
| Annual return | 90.06% | 23.28%+66.8pp | 987.41%-897.4pp | 28.97%+61.1pp |
| Employer contribution / active EE | $1,443 | $1,493-3.3% | $4,171-65.4% | $2,590-44.3% |
| Participant deferral / active EE | $2,825 | $2,756+2.5% | $4,084-30.8% | $4,291-34.2% |
| Admin fee / account holder | $30 | $1,845-98.3% | $5,647-99.5% | $1,588-98.1% |