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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,640 | $150,446+236.8% | $136,297+271.7% | $147,585+243.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.93% | 1049.14%-1028.2pp | 5156.19%-5135.3pp | 578.58%-557.7pp |
| Employer contribution / active EE | $15,348 | $5,256+192.0% | $4,696+226.9% | $4,876+214.7% |
| Participant deferral / active EE | $12,000 | $6,631+81.0% | $6,247+92.1% | $5,439+120.6% |
| Admin fee / account holder | $3,661 | $10,906-66.4% | $9,244-60.4% | $10,886-66.4% |