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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,198 | $77,358-41.6% | $102,184-55.8% | $87,485-48.3% |
| Participation rate | 71.4% | 78.7%-7.3pp | 82.6%-11.2pp | 68.9%+2.5pp |
| Annual return | 16.10% | 41.11%-25.0pp | 31.58%-15.5pp | 26.06%-10.0pp |
| Employer contribution / active EE | $1,651 | $2,562-35.5% | $3,594-54.1% | $2,596-36.4% |
| Participant deferral / active EE | $3,594 | $6,753-46.8% | $8,309-56.7% | $4,274-15.9% |
| Admin fee / account holder | $541 | $6,809-92.1% | $11,609-95.3% | $7,775-93.0% |