Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,644 | $72,273-85.3% | $101,275-89.5% | $79,856-86.7% |
| Participation rate | 24.3% | 68.5%-44.1pp | 75.8%-51.5pp | 69.6%-45.3pp |
| Annual return | 13.25% | 22.30%-9.0pp | 46.48%-33.2pp | 31.71%-18.5pp |
| Employer contribution / active EE | $703 | $2,691-73.9% | $3,660-80.8% | $2,471-71.6% |
| Participant deferral / active EE | $948 | $3,282-71.1% | $4,371-78.3% | $3,741-74.7% |
| Admin fee / account holder | $1,934 | $4,401-56.1% | $5,948-67.5% | $5,306-63.6% |