Retirement plan

RACK & RIDDLE CUSTOM WINE SERVICES 401(K) PLAN

Name: RB WINE ASSOCIATES, LLC DBA RACK AND RIDDLE - RACK & RIDDLE CUSTOM WINE SERVICES 401(K) PLAN (2017) Form 5500
Creator: RB WINE ASSOCIATES, LLC DBA RACK AND RIDDLE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RACK & RIDDLE CUSTOM WINE SERVICES 401(K) PLAN, RB WINE ASSOCIATES, LLC DBA RACK AND RIDDLE

RB WINE ASSOCIATES, LLC DBA RACK AND RIDDLEEIN 20-8410949Plan #001PY 2017

P.O. BOX 2400 - HEALDSBURG, CA 95448707-744-8100

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$685K

+31.4% from 2016

Total participants

-3.6% from 2016

Average account balance

$42,831

+31.4% from 2016

Annual return

14.08%

+4.80 pp from 2016

Benchmarks

See 2,343 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,343 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

136

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$902K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+38.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4681

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$4K

$51 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.541%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,831

$57,065-24.9%

$75,670-43.4%

$70,131-38.9%

Participation rate

12.3%

68.1%-55.8pp

72.3%-60.0pp

69.5%-57.2pp

Annual return

14.08%

23.57%-9.5pp

27.34%-13.3pp

73.14%-59.1pp

Employer contribution / active EE

$1,817-100.0%

$2,352-100.0%

$2,342-100.0%

Participant deferral / active EE

$1,236

$2,580-52.1%

$3,142-60.7%

$3,332-62.9%

Admin fee / account holder

$232

$3,825-93.9%

$5,800-96.0%

$4,645-95.0%

RACK & RIDDLE CUSTOM WINE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RACK & RIDDLE CUSTOM WINE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion