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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,179,945 | $209,422+463.4% | $178,503+561.0% | $158,982+642.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.06% | 188.81%-188.7pp | 151.12%-151.1pp | 302.99%-302.9pp |
| Employer contribution / active EE | $13,400 | $5,707+134.8% | $5,011+167.4% | $4,763+181.3% |
| Participant deferral / active EE | $26,000 | $5,955+336.6% | $5,202+399.8% | $5,983+334.5% |
| Admin fee / account holder | $340,984 | $17,079+1896.5% | $13,987+2337.9% | $11,252+2930.5% |