Retirement plan

CERUZZI CONCEPTS, INC. 401(K) PROFIT SHARING PLAN

Name: CERUZZI CONCEPTS, INC. - CERUZZI CONCEPTS, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: CERUZZI CONCEPTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CERUZZI CONCEPTS, INC. 401(K) PROFIT SHARING PLAN, CERUZZI CONCEPTS, INC.

CERUZZI CONCEPTS, INC.EIN 20-8401421Plan #002PY 2018

4727 NORTH ROYAL ATLANTA DRIVE, SUITE P - TUCKER, GA 30084770-451-0814forttroff.comLinkedIn11-50 employeesretail

Other plans on this EIN

1 filing

#001Retirement--

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$248K

+35.8% from 2017

Total participants

+35.3% from 2017

Average account balance

$11,259

+5.0% from 2017

Annual return

-5.77%

-25.77 pp from 2017

Benchmarks

See 7,521 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort7,521 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$771K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

416.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$58K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3760

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$908

$53 / participant

Other / not subdivided$908100.0%

% of EOY assets

0.367%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$11,259

$107,809-89.6%

$90,657-87.6%

$135,380-91.7%

Participation rate

94.1%

78.0%+16.1pp

74.0%+20.1pp

82.6%+11.5pp

Annual return

-5.77%

-0.90%-4.9pp

1.89%-7.7pp

519.81%-525.6pp

Employer contribution / active EE

$1,562

$3,018-48.2%

$2,532-38.3%

$4,779-67.3%

Participant deferral / active EE

$2,945

$3,872-23.9%

$3,424-14.0%

$5,609-47.5%

Admin fee / account holder

$41

$5,931-99.3%

$4,994-99.2%

$10,828-99.6%

CERUZZI CONCEPTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CERUZZI CONCEPTS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion