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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,736 | $150,447-76.9% | $136,298-74.5% | $147,586-76.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.70% | 1049.15%-1032.5pp | 5156.27%-5139.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $8,411 | $5,256+60.0% | $4,696+79.1% | $4,876+72.5% |
| Participant deferral / active EE | $8,787 | $6,631+32.5% | $6,247+40.7% | $5,439+61.6% |
| Admin fee / account holder | $1,483 | $10,906-86.4% | $9,244-84.0% | $10,886-86.4% |