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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,729 | $53,128-6.4% | $86,581-42.6% | $70,124-29.1% |
| Participation rate | 17.9% | 65.3%-47.4pp | 73.5%-55.7pp | 69.5%-51.7pp |
| Annual return | 15.75% | 27.66%-11.9pp | 965.06%-949.3pp | 73.14%-57.4pp |
| Employer contribution / active EE | $496 | $2,068-76.0% | $2,840-82.5% | $2,342-78.8% |
| Participant deferral / active EE | $989 | $2,695-63.3% | $3,609-72.6% | $3,332-70.3% |
| Admin fee / account holder | $19,498 | $3,584+444.1% | $4,904+297.6% | $4,645+319.7% |