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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,073 | $198,457-65.2% | $170,435-59.5% | $147,586-53.2% |
| Participation rate | 63.2% | 88.0%-24.8pp | 83.6%-20.4pp | 82.8%-19.7pp |
| Annual return | 21.23% | 257.30%-236.1pp | 205.94%-184.7pp | 578.59%-557.4pp |
| Employer contribution / active EE | $3,202 | $6,183-48.2% | $5,432-41.1% | $4,876-34.3% |
| Participant deferral / active EE | $3,329 | $5,629-40.9% | $4,939-32.6% | $5,439-38.8% |
| Admin fee / account holder | $786 | $16,852-95.3% | $13,881-94.3% | $10,886-92.8% |