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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,008 | $175,231-83.4% | $149,696-80.6% | $139,466-79.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.98% | 166.77%-153.8pp | 134.46%-121.5pp | 373.66%-360.7pp |
| Employer contribution / active EE | $5,375 | $5,478-1.9% | $4,821+11.5% | $4,754+13.1% |
| Participant deferral / active EE | $4,959 | $6,521-24.0% | $5,682-12.7% | $6,712-26.1% |
| Admin fee / account holder | $2,050 | $16,155-87.3% | $13,212-84.5% | $11,409-82.0% |