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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,215 | $52,967-88.3% | $172,753-96.4% | $65,186-90.5% |
| Participation rate | 99.0% | 66.2%+32.8pp | 82.6%+16.4pp | 70.2%+28.8pp |
| Annual return | 30.30% | 30.12%+0.2pp | 803.00%-772.7pp | 29.39%+0.9pp |
| Employer contribution / active EE | $1,098 | $2,190-49.9% | $5,144-78.7% | $2,177-49.5% |
| Participant deferral / active EE | $2,476 | $2,471+0.2% | $5,198-52.4% | $3,514-29.5% |
| Admin fee / account holder | $445 | $472-5.7% | $13,956-96.8% | $847-47.4% |