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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,733 | $142,409-39.8% | $119,634-28.3% | $134,545-36.3% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.3%-29.3pp | 81.2%-31.2pp |
| Annual return | -15.45% | -12.46%-3.0pp | -14.98%-0.5pp | 418.37%-433.8pp |
| Employer contribution / active EE | $3,278 | $5,224-37.3% | $4,232-22.6% | $4,742-30.9% |
| Participant deferral / active EE | $7,035 | $6,468+8.8% | $5,601+25.6% | $6,401+9.9% |
| Admin fee / account holder | $557 | $13,594-95.9% | $10,329-94.6% | $11,431-95.1% |